December 12, 2024

The Health

Your health, your choice

What to know about ‘Pennie’

What to know about ‘Pennie’

The enrollment period for 2025 state-based insurance coverage is now underway. Previously known as federal marketplace insurance, Pennsylvania is using a state-based insurance program known as Pennie for 2025 coverage. In today’s Take Care column, Pam Laye, supervisor of Outreach and Enrollment at Keystone Health, answers some frequently asked questions about insurance enrollment below.

Why is it important to have health insurance?

No one plans to get sick or hurt, but almost everyone will need medical care at some point. Health insurance covers most costs, protecting you from unexpected high medical bills, and offers many other important benefits as well. You pay less for covered in-network health care, even before you meet your deductible. Without health insurance, you are faced with paying the bills yourself, and those bills could amount to a lot of money and debt which could take you years to pay off.

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